DEBT MANAGEMENT, EMOTIONAL HEALING, AND FINANCIAL WISDOM
DATE: 18th of FEBRUARY 2026
AUTHOR: Evang Ademola Elemo
SERIES: FINANCIAL AND EMOTIONAL PREPARATION
Scripture Reading:
“The rich ruleth over the poor, and the borrower is servant to the lender.” Proverbs 22:7
��️ MEDITATION:
Financial and emotional preparation includes managing debt, pursuing emotional healing, and applying financial wisdom.
Debt, when uncontrolled, creates stress and limits God’s blessings. Emotional wounds can also cloud judgment, leading to poor financial decisions.
God’s principles teach that wisdom, planning, and trust in Him enable you to be free from financial bondage and emotional instability.
Healing your emotions and managing resources responsibly create peace, confidence, and readiness for God’s provision.
Prepared believers walk in freedom, clarity, and divine favor—their finances and hearts aligned with God’s purpose.
�� KEY TRUTHS ABOUT DEBT AND EMOTIONAL HEALING:
1. Debt Reduces Freedom: Being in control of resources honors God.
Supporting Scripture:
“Owe no man anything, but to love one another.” Romans 13:8
2. Emotional Healing Supports Financial Wisdom: Peaceful hearts make wise decisions.
Supporting Scripture:
“He healeth the broken in heart, and bindeth up their wounds.” Psalm 147:3
3. Wisdom Guides Prosperity: Planning ensures abundance.
Supporting Scripture:
“The prudent sees danger and hides himself, but the simple go on and suffer for it.” Proverbs 22:3
�� REFLECTION QUESTIONS:
Do I have debt that hinders my financial freedom?
Are unresolved emotional issues affecting my financial decisions?
How can I apply Godly wisdom to manage my finances better?
�� PRAYER:
Father, grant me wisdom to manage my finances responsibly.
Deliver me from the bondage of debt and emotional instability.
Heal every wound that affects my judgment and decisions.
Help me steward resources with diligence, faith, and clarity. In Jesus’ name, Amen.
�� DECLARATIONS:
I am free from debt and financial bondage.
God heals my heart and guides my decisions.
My emotions and finances are aligned with His purpose.
I walk in wisdom, clarity, and financial freedom.
Prosperity, peace, and favor flow in my life continually.
�� ACTION POINT FOR TODAY
Take one practical step toward reducing debt—paying off, negotiating, or planning a repayment. Pair it with a spiritual exercise of forgiveness, release, or emotional reflection to strengthen your heart.